Philippine Culture

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In the late 80′s Donald Trump was at the peak of success in real estate business. But suddenly, his success was distracted when he diverted his attention to clothing and fashion business in Europe. The US economy went bad, affecting the real estate business of Trump, and it was too late for him to realize that he was losing $9.2 billions in this business. All the banks from whom he owed billions of dollars were all running after him, and he could not even pay the interests for his loans. He worked hard to recover back his loses, that by the late 90′s he’s back and thriving again. In his book, “How to Get Rich,” he tells the readers about this incident in his life. So, he advised the readers, “Don’t make the mistake I made. Stay focused.”

Full attention to one direction is very important even in driving a car. Losing your focus on the direction where you are running will surely place in you and others in danger, even to death. Students in colleges, who found freedom from being away from their parents, lose their focus on their studies when they start joining their bad friends in drugs and other funs. Some overseas Filipinos lose their focus towards the family and loved ones they left in the Philippines, due to bad influence by other co-workers in their places of works.

Robert Kiyosaki, author of the book “Rich Dad Poor Dad” have 10 tips in order to get out of the “rat race” or working for others on a nine-to-five job. The number 9 advise in his book was about FOCUS as an acronym for Follow One Course Until Successful. The “course” he was referring to in his book was about attention or direction. As an extra bonus for reading this article, let me give you the full list of these ten secrets to get out of the rat race.

1. Know the difference between an asset and a liability.
2. Make mistakes, learn from them.
3. Never say, “I can’t afford it.” Instead ask, “How can I afford it.”
4. Surround yourself with like-minded people.
5. Teach others.
6. Play the CASHFLOW board game to learn how the cash flows.
7. Mind your own business, your ASSET column.
8. Learn the vocabulary of investing and finance.
9. FOCUS – follow one course until successful.
10. Never stop learning.

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While I was cleaning my bookshelf today, I found a small book from among my other collections. The book’s title was “The Richest Man of Babylon” by George S. Clason. It pertains to a Babylonian parable, 6000 years before the birth of Christ, hailed as the greatest of all inspirational works on the subject of thrift, financial planning, and personal wealth.

The back cover further described it as acclaimed modern-day classic, which offers to readers the understanding of – and solution to – financial problems. It holds the secrets to acquiring money, keeping money, and making money to earn more money.

Out of 144 pages, I’ve finished reading 44 pages only, because I have to watch the first “State of the Nation Address” of US President Obama. But while watching President Obama’s speech on TV, I did not waste time writing this blog at the same time. (That’s because the TV was at my right side.) It’s hard thing to do really – watching TV and writing a blog at the same time.

Anyway, here are the seven secrets I’ve learned from the richest man of Babylon – “The Seven Cures for Lean or Empty Wallets:”

1. Always keep 1/10 or ten percent of your earnings.
“For every ten coins thou placest within thy purse, take out for use but nine. Thy purse will start to fatten at once and its increasing weight will feel good in thy hand and bring satisfaction to thy soul.”

2. Limit your expenses to necessary things you only need.
“Budget thy expenses that thou mayest have coins to pay for thy necessities, to pay for thy enjoyments and to gratify thy worthwhile desires without spending more than nine-tenths of thy earnings.”

3. Invest on a business that will earn even if you’re away from it.
“Put each coin to laboring that it may reproduce its kind even as the flocks of the field and help bring to thee income, a stream of wealth that shall flow constantly into thy purse.”

4. Select the right person whom you’re going to trust your money for business or investment.
“Guard thy treasure from loss by investing only where thy principal is safe, where it may be reclaimed if desirable, and where thou will not fail to collect a fair rental. Consult with wise men. Secure the advise of those experienced in the profitable handling of gold. Let their wisdom protect thy treasure unsafe investments.”

5. Own your own home.
“To a man’s heart it brings gladness to eat the figs from his own trees and the grapes of his own vines. To own his own domicile and to have it a place he is proud to care for, putteth confidence in his heart and greater effort behind all his endeavors. therefore, do I recommend that every man own the roof that sheltereth him or her.”

6. Save money for your old age, and your family.
“Provide in advance for the needs of thy growing age and the protection of thy family.”

7. Cultivate your own expertise, learn more knowledge to become more wiser.
“Cultivate thy own powers, to study and become more wiser, to become more skillful, to so act as to respect thyself.”

Please come back later for more moneymaking secrets from this amazing book.


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